The Importance of Colour Grading in Diamonds: Man Made Diamonds Included

Diamonds are one of the most sought-after gemstones in the world, and their value is largely determined by their colour, clarity, carat weight, and cut. Of these factors, colour is one of the most important, as it can greatly affect a diamond’s appearance and value.

Colour grading is the process of evaluating a diamond’s colour and assigning it a grade based on a standardized scale. The scale ranges from D (colourless) to Z (yellow or

brown), with D being the most valuable and desirable.

Colourless diamonds are the most sought-after, as they allow the diamond’s natural brilliance and fire to shine through. However, the majority of diamonds have some

degree of colour, ranging from slight tints of yellow or brown to more noticeable hues of pink, blue, or green.

When it comes to man made diamonds, colour grading is just as important. Man-made diamonds, also known as lab-grown or …

How is a personal loan interest rate calculated? Know here

Personal loans are unsecured loans provided by financial institutions to meet the financial needs of individuals. The interest rate for personal loans is usually higher than those of other types of loans as they are unsecured. The interest rate for personal loans is calculated based on several factors, such as the borrower’s credit score, employment history, and loan amount.

Calculation of personal loan interest rate

The formula for personal loan interest rate calculation is:

Interest Payable = Principal x Rate of Interest x Tenure

Here,

Principal refers to the loan amount borrowed

Rate of Interest refers to the interest rate charged by the lender

Tenure refers to the duration for which the loan is borrowed

The interest rate can be calculated in two ways:

Flat interest rate: In this method, the interest rate is calculated on the entire loan amount and remains constant throughout the loan tenure.

Reducing balance interest

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