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Secure Sockets Layer encryption has generally solved the issue of credit card numbers being intercepted in transit between the buyer and the service provider. However, one should nonetheless belief the merchant to not use the bank card information subsequently for their very own purchases, and not to cross the data to others. Also, hackers might break into a merchant’s website online and steal names, addresses and credit card numbers, although the Payment Card Industry Data Security Standard is intended to minimize the impression of such breaches. A number of high-profile break-ins in the 2000s has prompted some U.S. states to require disclosure to consumers when this occurs.

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